Rev. 1/2022

FACTSWHAT DOES CORNERSTONE NATIONAL BANK & TRUST COMPANY (CNB&TC) DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • Credit card and other debt, mortgage rates and payments
  • Employment information and payment history
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons CNB&TC chooses to share; and whether you can limit this sharing.
Reasons we can share your personal informationDoes CNB&TC share?Can you limit this sharing?
For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, to report to credit bureaus, or as permitted by law Yes No
For our marketing purposes- to offer our products and services to you Yes No
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes- information about your transactions and experiences Yes No
For our affiliates' everyday business purposes- information about your creditworthiness No We don't share
For non affiliates to market to you No We don't share
Who we are

no

Who is providing this notice? Cornerstone National Bank & Trust Company
What we do

no

How does CNBTC protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does CNB&TC collect my personal information? We collect your personal information, for example, when you:
  • Open an account or give us your employment history
  • Pay your bills or apply for a loan
  • Use your credit or debit card or provide your mortgage information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing
Definitions

no

Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies. Our Affiliates are: Cornerstone Bancorp,Inc.(Holding Company) Suburban National Title Services, LLC (Title Company)
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.

CNB&TC does not share with nonaffiliates so they can market to you.

Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

CNB&TC has no joint marketing partners.